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small-business
6 articles
Every small-business article on techmoneylab
Solo 401(k) vs SEP IRA 2026: Self-Employed Retirement Plan Guide
Compare Solo 401(k) and SEP IRA rules, 2026 contribution limits, Roth options, Form 5500-EZ triggers, employee risk, and broker setup steps.
Accounting Software 2026: QuickBooks vs Xero vs Wave Tested
Three platforms on the same 90-day test books. Real costs at $1M revenue, integration depth, and the breakdown by business size and accountant familiarity.
Best Business Banking 2026: Mercury vs Bluevine vs Chase Business
We opened business accounts at four banks with the same shell LLC. Fees, ACH speeds, integration with accounting software, and the picks by business size.
Invoicing Tools Tested 2026: FreshBooks vs HoneyBook vs Square Invoices
Three platforms running the same client billing for 90 days. Late-payment recovery rates, integration depth, and the picks by business model.
Payment Processors 2026: Stripe vs Square vs PayPal Business
Three months of real transactions on three platforms. Fee math at different volumes, fraud-protection differences, and the picks by sales channel.
Side Hustle Income Tools 2026: Payment, Tax, Retirement Setup For Freelancers
We ran the same freelance income through three setup paths. Payment platforms, quarterly tax estimation, and the retirement vehicles that fit 1099 income.