¶ Method · 7 Steps

Editorial Process

techmoneylab uses this seven-step process for research, review, and corrections.

Define the Reader Question

Each guide addresses one specific financial decision. We define the intended reader, effective date, and what the article does not advise before drafting.

Research Official Sources First

We prioritize original material from the IRS, SEC/Investor.gov, CFPB, FDIC, Federal Reserve, Department of Labor, and fund or provider disclosures, recording the date context.

Map Claims to Evidence

Checkable claims about limits, fees, returns, tax treatment, or insurance coverage are linked to sources readers can inspect directly.

Draft and Editorial Review

AI tools may assist with research organization and drafting. Before publication, the article is reviewed for scope, wording, calculations, citations, and unsupported certainty.

Review Decision Tools

Tables, checklists, and worked examples are included only when they help distinguish real choices; repetitive decorative elements are removed.

State Limits and Stop Conditions

We identify exceptions, uncertainty, and the point where a reader should stop and confirm the decision with a qualified tax, legal, or financial professional.

Update and Correct

When a rule or figure changes, we update the relevant passage and date. Readers can report errors to [email protected]; confirmed corrections are noted in the article.