¶ Archive
All Posts
Page 4 of 5 · 38 articles
Continue browsing the complete techmoneylab archive with numbered pagination.
Payment Processors 2026: Stripe vs Square vs PayPal Business
Three months of real transactions on three platforms. Fee math at different volumes, fraud-protection differences, and the picks by sales channel.
Real Estate Investing Platforms 2026: Fundrise vs Arrived vs REITs
Three platforms running the same 10000 dollar investment for 90 days. Fees, liquidity reality, accreditation requirements, and the picks by investor profile.
Robo-Advisor Comparison 2026: Betterment vs Wealthfront vs Fidelity Go
We ran three robo-advisors in parallel for 90 days with identical contributions. Performance, fees, tax features, and the picks that justify the management fee.
Roth IRA vs Traditional 401k Data: When Each Beats the Other
Run the actual math: marginal tax brackets, employer match, retirement income brackets. The break-even points, and a simple decision framework.
Side Hustle Income Tools 2026: Payment, Tax, Retirement Setup For Freelancers
We ran the same freelance income through three setup paths. Payment platforms, quarterly tax estimation, and the retirement vehicles that fit 1099 income.
Tax Software Comparison 2026: TurboTax vs H&R Block vs FreeTaxUSA
We filed the same complex return on three platforms to measure accuracy, audit support, and the real cost. Picks by return complexity and tax-bracket math.
60/40 Portfolio — Vanguard's 1976-2024 Data Says It Still Works (Despite 2022)
The 60/40 was declared dead after 2022. Vanguard's full-cycle data shows the worst single year in 50 years was followed by 22% recovery in 2023. Here is what the long-term data actually shows.
Dividend Investing vs Total Return — The 30-Year Math That Surprises Most Investors
Dividend ETFs (SCHD, VYM) outperformed the S&P 500 from 2000-2010. They underperformed it from 2010-2024. Here is what the actual data shows about dividend investing vs index funds.
S&P 500 Index Funds Compared — VOO, IVV, and SPY 5-Year Total Return
Vanguard VOO, iShares IVV, and SPDR SPY — what their 5-year returns, expense ratios, and tracking error actually look like, with Morningstar and Bogleheads data cited.